Cívica Visa

The Cívica Visa Card places a credit line at your disposal for you to do your shopping, withdraw cash or carry out different operations in ATM cash points.

Repayment of the outstanding balance in full and payment in shops do not accrue interest, fees or commissions.

Carry out operations on the credit of any card whose outstanding balance will be paid on the first day of the following month, in line with the means of repayment you have previously selected.

With the Cívica Visa Card you can carry out the following operations:

• Paying in shops.
• Purchasing event tickets over the phone or online.
• Withdrawing cash at our branches.

Cash point operations:

• Withdrawing cash.
• Paying in (in cash / by cheque).
• Requesting balances and reports.
• Recharging mobile phones.
• Recharging e-money cards.

You will also receive the following insurance policies:

• Accident insurance. See insurance conditions (69Kb)
• Travel insurance policy. See insurance conditions (99Kb)
• Insurance against the fraudulent use of the card or theft at an ATM cash point, with zero excess (cover provided from the first euro).

Issue fee: free of charge
Annual fee: 24 €
At Banca Cívica, the annual fee on your card is waived if you use it to purchase a minimum of 3,000 euros’ worth of goods and services each year. If you do not use the card for a period of 12 months, the six-month maintenance fee is 3 Euros.
Duplicate card (in the case of loss, breakage or deterioration due to the client), from the second change of card onwards: 3 euros.

And where do all these fees and commissions wind up?
At Banca Cívica, 30 of every 100 Euros’ profit generated in fees and commissions are destined to social causes, which are chosen by our clients through our initiative “You choose, you decide”.
Limit for cash point withdrawals: 900 € / day
Limit for payments in shops: up to card limit available

Fees for cash withdrawals:

Fees for consulting account balances and movements: