Children's Savings Account
An account that helps children learn about the concept of saving and the importance it has in helping them achieve their dreams.
- Watching your savings grow and knowing that while they grow you're also helping other children achieve their dreams.
- Being able to access your savings at any time.
- No fees.
- A special rate for children.
- A secure way to save.
- This product is exclusively for children under 14 and requires the permission of an authorised adult (parent or legal guardian).
- Once the holder turns 14 the account will automatically become a Youth Account.
- As it is a savings account it does not support direct debits.
- No fees:
- Management fee: free
- Maintenance fee: free - Only available at Banca Civica branches.
Interest accrued will be considered as yield on savings and are subject to tax deduction, according to the tax regulations currently in force.
Guideline tax information based on current government regulation. Consult our advisers about your particular circumstances.
How often do I earn interest?
Once a year.
Does the account cost anything?
This is a special children's account so, as well as having no fees, it rewards saving with a good annual return.
How can I access my money?
By using a passbook at your Banca Civica branch.
Can an account be held in more than one name?
One child under 14 and, as authorized adults, parents or legal guardians.
Authorized adults may access the savings in the account at any time via transfers to their own accounts or by using the passbook at any Banca Civica branch.
View more Savings accounts
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This is a standard current account, ideal for personal banking clients or companies who need to make a high number of transactions. You can set up direct debits for all your bills and receipts, withdraw money using a chequebook or your cards, and carry out transfers.
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The best place your savings can be, for your peace of mind, any unexpected expense or just to turn your dreams into reality. Easy to access and to manage.





