Current savings account
The best place your savings can be, for your peace of mind, any unexpected expense or just to turn your dreams into reality. Easy to access and to manage.
- Access and manage your savings at will, in Banca Cívica branches or 24 hours a day through our extensive network of cash points, or without going anywhere using our Online Banking and Telephone Banking.
- Withdraw your money at any time.
- Keep your money safe
- 24h access to your account
Your account will give to access to a host of products and services designed to make your life easier:
- Debit card
- Credit card
- Direct debit for bills and receipts
- Control over payments and debits
- Online Banking
Remuneration
- Interest on positive account balances: 0.01% nominal rate
- Minimal cost for the maximum service
- Administration fee: 0.20 euros per entry (except for the paying in of cheques or cash, entries caused by the Bank itself in settling and debiting fees, and 12 entries per quarter)
- Maintenance fee: 8€/quarter
Interest accrued will be considered as yield on savings and are subject to tax deduction, according to the tax regulations currently in force.
*Guideline tax information based on current government regulation. Consult our advisers about your particular circumstances.
How often is interest paid?
Every 3 months.
How can I withdraw money?
Through your card in our extensive network of cash points 24h a day or at your Banca Cívica branch using your savings book.
Can the account be in the name of more than one person?
Yes, as many as you want.
How many people need to be involved to withdraw money if the account is in more than one name?
This depends on how the account contract was drawn up when the account was opened: it could range from one person, various people or everyone.
View more Savings accounts
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This is a standard current account, ideal for personal banking clients or companies who need to make a high number of transactions. You can set up direct debits for all your bills and receipts, withdraw money using a chequebook or your cards, and carry out transfers.
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An account that helps children learn about the concept of saving and the importance it has in helping them achieve their dreams.
Products related
Cívica Debit
The Cívica Debit Card allows you to withdraw money from ATMs and buy anything without having cash on hand, in an agile, handy and simple way.
Fixed-term Deposit
Zero risk and maximum yield from your savings. At Banca Cívica we offer you a savings product where you know what you will make from the word go.
