Privacy

PREVIOUS
Through a segregation process, split modality included in Article 71 LME, a universal succession of the beneficiary company is produced in segregated assets, this company subrogating all rights, shares, obligations, responsibilities and charges related to said segregated assets. Now therefore, and after signing the corresponding segregation writ, Caja de Burgos, CajaCanarias, Caja Navarra and Cajasol have transmitted to Banca Cívica, Ltd., as beneficiary company, the entirety of their main capital elements and accessories composing their financial business, this being understood in the broadest sense; as such, Banca Cívica has succeeded the cited savings banks in all rights and obligations arising from, and composing their financial business.

PURPOSE OF THE WEBSITE
The primary function of Banca Cívica’s website is to inform our clients as to the products and services we offer, as well as to make easier online transactions in a safe setting, always given that, in this last case, they are made under contracted conditions.
The information contained on the website is in force as of the date of its last update, and Banca Cívica reserves the right to update it, modify it or eliminate it at any time, as well as to temporarily or definitively impede its access, not taking on any responsibility in this sense, nor for information not being updated.

PROTECTED RIGHTS
On the website, the content of the webpage, its graphic design, commercial names, brands, logos, products and codes are owned by Banca Cívica, and as such, their distribution, reproduction, alteration, copy, use or commercialization is prohibited, even when citing sources, except with expressed consent from Banca Cívica. In the case of behaviour contrary to the aforementioned, Intellectual Property and Brand Laws, publicity rights, and other regulations may be considered as violated.

USE OF THE WEBSITE AND RESPONSIBILITY
Banca Cívica does not take responsibility for:

  • Improper use of the web page’s contents, the responsibility corresponding exclusively to the individual accessing or utilizing them.
  • Omissions, imprecise information or errors which may occur at any given time in information and documents contained on the website, nor the consequences which may occur due to their use.
  • Information not provided by this entity, even if it has been obtained through links incorporated into these pages; Banca Cívica does not accept responsibility for any harm or damage derived from accessing or using cited information. The purpose of these links is to inform as to the existence of other sources of information on the topic in question.
  • The exchange of information between users through the Internet network, and technical problems in hardware produced during connection, as well as damage which may be caused by third parties through illegitimate intrusions outside of Banca Cívica’s control.
  • Especially, all responsibility is excluded for the existence of technological viruses on the network which may access the user’s equipment through connection to this website.
  • Possible safety errors and/or damage produced as a consequence of using non-updated navigator versions, or due to their improper operation.
  • Possible discrepancies which may arise between the version of printed documents and their electronic version published on the webpage.

ECONOMIC TRANSACTIONS
The possibility of making economic transactions through this webpage is limited to individuals who have previously registered in the Electronic Banking Service, or signed the contract established for each case, formalizing the appropriate documents, and subject to fulfilment of the requisites established to this end.

STOCK MARKET INFORMATION:
When Banca Cívica includes a stock market section, or information on securities exchange, reference interest types, or stock indices, their exactness will be exclusively attributed to the agency, company or entity providing them (identified next to the information), bearing testimonial value exclusively in that which concerns the indicated date.
Banca Cívica does not modify, manipulate or transform the content of stock market information provided by different markets. The markets are the owners of the intellectual and industrial property rights for the indices and the components supplied by the markets.

PROTECTION OF INFORMATION AND SERVICES OF THE INFORMATION SOCIETY

  • - Services of the Information Society

Banca Cívica, Ltd., (hereafter, Banca Cívica), as provider of services of the information society, and in accordance with that which is established in the Law of Services of the Information Society and Electronic Commerce, (hereafter LSSI-CE), in its Article 10, informs the service target publics, as well as the competent entities, as to the information necessary to access, with free and direct communication in a permanent fashion, their corporate information, which is:
BANCA CÍVICA LTD. INFORMATION
Banca Cívica, Ltd., is registered in the Trade Registry of Seville, in volume 77, page 5,357 of Companies, Sheet Number SE-89.209. Banca Cívica, Ltd., is also registered in the registry of Banks and Bankers of the Bank of Spain, with registration number 0490.
The main identification information is:

In order to provide some services on the webpage, information of a personal nature will be required; a form indicating essential information required and needed to provide the service will be provided. If this information is not declared, Banca Cívica will desist from providing the requested service. In the same fashion, the user takes responsibility for the legality, truthfulness and authenticity of the information included on the forms.
The target public or navigation user accepts that communications with Banca Cívica are exclusively electronic, excepting when, for legal needs, they must be confirmed with printed documentation.

  • Communications and commercial campaigns

In accordance with that which is stipulated by Law 34/200 from the 11th of July concerning Services of the Information Society and Electronic Commerce, as well as Law 56/2007 from the 28th of December, Promotion Measures for the information society modifying it, users or target public of the webpage www.bancacivica.es, are informed that neither publicity nor commercial communications will be sent via e-mail or other electronic communication methods without previous request or consent.
You may express your rejection of Banca Cívica’s sending communications and commercial campaigns electronically at any time to Client Services at this page: http://www.bancacivica.es/en/customer-service/data-protection

  •  Protection of Personal Information

On their web address and other pages forming the bancacivica.es webpage, Banca Cívica will not save any information regarding the user’s identity, unless any form is filled out and sent exclusively so that Banca Cívica may respond to the user’s request.
If Banca Cívica requires information of a personal nature from users for the effective communication of information requested concerning services and products commercialized by the Banca Cívica Group, they will be required through a form with mandatory fields, the user giving their unequivocal and free consent by accepting the protection of information clause which they must accept beforehand.
Their information will be included in a commercial communications file, the owner of which, Banca Cívica, Ltd., being the party responsible for the file, and will be handled with the purpose of informing as to products and services commercialized via electronic means, and even physical means.
In the same fashion, the users and target public expressly consent to Banca Cívica ceding their personal information to the entities forming the Banca Cívica Group, the composition of which may be consulted through Banca Cívica’s website, www.bancacivica.es, which act within a financial, insurance, real estate and consumption scope.
In the same fashion, the users or target public are informed that the information requested of our clients on the forms to carry out operations is necessary and appropriate for the purpose in question, guaranteeing their confidentiality and handling, and that they may exercise their right to access, rectify, cancel and oppose their information at any time, and that they may use any of Banca Cívica’s communication channels, either personally in their offices, through written communication sent by post to the address of the party Responsible for the File: Banca Cívica, Ltd.- Customer Service, at Plaza San Francisco Nº 1, post code 41004, Seville, or via http://www.bancacivica.es/en/customer-service/data-protection

APPLICABLE LEGISLATION AND JURISDICTION
The contents, commercial activities, products and services included on this Banca Cívica webpage, and any other related or linked items, are directed toward consumers residing in Spain; consequently, Spanish regulations are applicable, and Spanish Courts are those competent to resolve any issues arising thereof.

SECURITY
Given the need to guarantee absolute confidentiality of communications between Banca Cívica and their clients, all information transmission operations will be done in a safe setting, using the SSL (Secure Socket Layer) Protocol, with a mechanism that uses 128 bit algorithms. Said transmission is done with a mechanism with public and private passwords, using the most powerful encryption algorithms on the market, avoiding information being known or handled by third parties, guaranteeing in the same way that the client is communicating their information to the Banca Cívica server, and not to another one attempting to look like it. The navigator used to reach this security level must be Netscape 3.0 or higher, or Internet Explorer 3.0 or higher. You may verify that you are under a secure connection with the server address (URL), since this setting begins with https (when it an address normally begins with http), and with the indicator appearing on the bottom part of the screen as an entire key, or a closed padlock.